Meet

Meet Danita Jo Talbot

Email: dj@seedlingsmarketing.com

About Me

Articles by Danita Jo Talbot

Securing Retirement Futures: Strategies to Address Delayed Retirement

Discover how strategic 401(k) plan designs can mitigate the costs of delayed retirement. Explore solutions like HSAs, retirement income funds, and in-plan annuities to help employees retire on time and support employers in managing workforce expenses effectively.

5 Common Retirement Plan Errors and Tips to Fix

This article highlights common 401(k) plan errors—like missed updates, misapplied compensation, and missed contributions—and provides IRS correction options, including self-correction and voluntary correction programs. It emphasizes regular reviews and new SECURE 2.0 guidelines to help plan sponsors maintain compliance and support participants' retirement security.

Retirement Plan Review: From Participation Rates to SECURE 2.0

Gain actionable insights for optimizing efficiency and compliance through strategic retirement plan analysis. Examine key metrics like participation and deferral rates, asset allocation, and auto-enrollment. Understand the impact of upcoming SECURE 2.0 amendments, offering guidance on how to future-proof your retirement plan for 2025 and beyond.

SECURE 2.0 Update: Looking Ahead

The SECURE 2.0 Act introduces several important changes affecting 401(k) plans, starting in 2025. Plan sponsors should prepare for these updates to ensure compliance and optimize their retirement plans.

7 Questions to Help Optimize Your 401(k) Plan

Let’s explore some of the critical elements of workplace retirement plans.

Exploring In-Plan Retirement Income Solutions

To help prevent potential retirement delays, consider retirement income solutions to boost participants’ confidence in their future financial security.

Boosting Retirement Confidence for Near-Retirees

Employees late in their careers need information that helps smooth the transition into retirement.

Overcoming Mid-Career Retirement Savings Hurdles

Practical tips for Gen X and Millennial workers to save for retirement.

Helping Early-Career Employees Navigate the Saving Maze

Ways to boost financial confidence and loyalty for Gen Z employees.

RSG Advisory Gratefully Acknowledges Recognition of Top Performers in Retirement Planning

RSG Advisory proudly announces the inclusion of its outstanding Advisory team in two esteemed rankings of top retirement plan advisors for 2024. This momentous recognition from both the NAPA Top DC Advisor Teams and the PLANADVISER Top Retirement Plan Advisers lists fills us with immense gratitude and pride, reflecting our unwavering commitment to excellence in the field of retirement planning.