Category: Plan Consulting

Discover how strategic 401(k) plan designs can mitigate the costs of delayed retirement. Explore solutions like HSAs, retirement income funds, and in-plan annuities to help employees retire on time and support employers in managing workforce expenses effectively.

This article highlights common 401(k) plan errors—like missed updates, misapplied compensation, and missed contributions—and provides IRS correction options, including self-correction and voluntary correction programs. It emphasizes regular reviews and new SECURE 2.0 guidelines to help plan sponsors maintain compliance and support participants' retirement security.

Gain actionable insights for optimizing efficiency and compliance through strategic retirement plan analysis. Examine key metrics like participation and deferral rates, asset allocation, and auto-enrollment. Understand the impact of upcoming SECURE 2.0 amendments, offering guidance on how to future-proof your retirement plan for 2025 and beyond.

Get clarity on the roles and responsibilities of key providers you work alongside in partnership, each specializing in areas like compliance, administration, participant education, and investment management. By leveraging their expertise, you can simplify administration, boost employee engagement, and improve plan effectiveness—all while staying aligned with fiduciary responsibilities. With the right support, you can streamline operations, strengthen your plan, and focus on your core business.

The SECURE 2.0 Act introduces several important changes affecting 401(k) plans, starting in 2025. Plan sponsors should prepare for these updates to ensure compliance and optimize their retirement plans.

Let’s explore some of the critical elements of workplace retirement plans.

To help prevent potential retirement delays, consider retirement income solutions to boost participants’ confidence in their future financial security.

Employees late in their careers need information that helps smooth the transition into retirement.

Practical tips for Gen X and Millennial workers to save for retirement.

Ways to boost financial confidence and loyalty for Gen Z employees.