Category: Plan Design

Online advice is everywhere, but it is not always right. Learn how in-person employee education supports financial wellness, trust, and stronger workplace outcomes.

Learn why cybersecurity is a fiduciary responsibility for retirement plan sponsors. Discover practical steps to help protect participant data and support compliance.

Explore 5 advanced tax strategies that help employers reduce taxable income, boost retirement savings, and retain top talent through optimized plan design.

Take a closer look at forfeitures, missing participants, and force-outs—three often-overlooked areas that can help tidy up your 401(k) plan, reduce costs, and strengthen plan oversight.

Explore newer 401(k) plan provisions and learn the pros, cons, and practical tips for updating your retirement plan and supporting your workforce.

Boost employee engagement and retention with benefits that meet the diverse needs of today’s multigenerational workforce. From mental health support for Gen Z to retirement planning for Baby Boomers, a personalized and strategic benefits program helps employees feel valued and motivated. By aligning benefits with your team’s priorities and offering financial, health, and whole-person support, you can create a thriving, loyal workforce. Discover how thoughtful employee benefits can drive long-term business success.

Leadership plays a critical role in benchmarking retirement and health insurance benefits to stay competitive, compliant, and cost-effective. Learn how benchmarking helps employers align with industry standards, fulfill fiduciary responsibilities under ERISA, and improve employee satisfaction. By regularly reviewing benefit plans and comparing them with peers, companies can reduce costs, improve plan quality, and attract and retain top talent. The article also outlines practical steps leaders can take to begin the benchmarking process effectively.

7 practical tips to help employees stay focused on long-term retirement saving highlights the importance of early saving, using peak earning years, understanding compound interest, staying calm during market volatility, and maximizing contributions. Employers are encouraged to use regular communication and targeted education to boost participation and improve retirement outcomes.

Explore whether auto-enrollment and auto-escalation are right for your retirement plan. These features, now required for new plans under SECURE Act 2.0 starting in 2025, can significantly increase participation and savings rates. However, they may not suit all organizations. Careful evaluation, documentation and strategic planning can help you design the right retirement plan for your company.

Learn how to manage 401(k) committee transitions with best practices for onboarding and knowledge sharing. Support your 401(k) committee’s growth and maintain plan success with these actionable tips for smooth leadership transitions.