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Tips & guidelines you can take mid-year for smoother 401(k) plan administration. Don’t wait until the end of the year to evaluate your Retirement Plan. July 31st is the deadline for most companies to file IRS Form 5500 for 2020. Leverage the insight from last year to improve your plan in 2021

Every plan with more than 100 eligible employees is required to file an ERISA Audit when filing their 5500 with IRS. Reexamine the ERISA audit so you know what it is and if applicable be better prepared.

Secure Act 2.0 is coming as part of the Infrastructure Bill of 2021. This article highlights a few proposed changes including Roth IRA, an increase in RMD and more. The Secure Act 2.0 builds on the Setting Every Community Up for Retirement Enhancement Act of 2019. Included in the bill are dozens of provisions aimed at boosting retirement security.

Among the economic growth and inflation, workforce trends are affecting how businesses approach their employee benefits. Employers are needing to be more creative and thoughtful than ever in attracting and retaining key talent, and retirement plans are often one underutilized tool.

Simply put, inflation means you will soon pay more for the same goods and services. When the subject comes up, your thoughts may go right to gas and grocery prices. These are certainly important but let’s take your considerations a step further and make sure that your retirement planning, specifically your portfolio factors in the impact of inflation.

If it walks like a mutual fund and talks like a mutual fund, why should I consider CIT’s for my company’s retirement plan menu of investment options? Solid question. In this article we examine the similarities as well as points of distinction that a plan sponsor may consider when choosing between a Collective Investment Trust (CIT) and a mutual fund.

Knowing exactly how to find the 401(k) plan recordkeeper that’s right for you is important. Learn How to begin an RFP • How to break down the responses you receive • How to effectively evaluate the various recordkeepers and ultimately make a prudent fiduciary decision.

Each year 401(k) plans are required to perform compliance testing to demonstrate that 401(k) plans do not discriminate in favor of highly compensated employees and that contributions do not exceed […]

We view partnerships as an opportunity to provide more value to mutual clients.

The concept of a ROTH 401(k) has been around now for almost 15 years. And while over 75% of plans adopted the ROTH 401(k) provisions, participants have been slow to […]