Forming a strong 401(k) committee is crucial for managing a compliant, cost-effective, and employee-focused retirement plan. Key tasks include monitoring fees, benchmarking plans against industry standards, and motivating participation through auto-enrollment, auto-escalation, and tailored communication. Partnering with professional advisors enhances plan management, documentation, and legal compliance.

We view partnerships as an opportunity to provide more value to mutual clients.

The concept of a ROTH 401(k) has been around now for almost 15 years. And while over 75% of plans adopted the ROTH 401(k) provisions, participants have been slow to […]

In a year filled with uncertainty, moving your orphaned retirement savings to your current employer’s plan keeps your accounts in one place and makes it easy to manage it more […]

Media Alert Thank you, on behalf of all of us at RSG. We are honored to receive this designation. (View a message from Steve Scott.) RSG Advisory is pleased to […]

Behavioral finance is an area of study focused on how psychological influences can affect market outcomes. The retirement plan industry has really delved into this field because it helps advisors […]

The Setting Every Community Up for Retirement Enhancement Act of 2019, better known as the SECURE Act, was set in place in December 2019, as part of a larger government […]

Defined Benefit plans have been around forever but have been dying off since the 1990s. In recent years however, we have seen a notable uptick in both traditional DB and Cash […]