Secure Act 2.0

Secure Act 2.0 is coming as part of the Infrastructure Bill of 2021. This article highlights a few proposed changes including Roth IRA, an increase in RMD and more. The Secure Act 2.0 builds on the Setting Every Community Up for Retirement Enhancement Act of 2019. Included in the bill are dozens of provisions aimed at boosting retirement security.

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How Changes in the Workforce are Affecting Retirement Plans

Among the economic growth and inflation, workforce trends are affecting how businesses approach their employee benefits. Employers are needing to be more creative and thoughtful than ever in attracting and retaining key talent, and retirement plans are often one underutilized tool.

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Adjusting Your 401(k) for Inflation

Simply put, inflation means you will soon pay more for the same goods and services. When the subject comes up, your thoughts may go right to gas and grocery prices. These are certainly important but let’s take your considerations a step further and make sure that your retirement planning, specifically your portfolio factors in the impact of inflation.

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Why Consider CIT’s For Your Employees.

If it walks like a mutual fund and talks like a mutual fund, why should I consider CIT’s for my company’s retirement plan menu of investment options? Solid question. In this article we examine the similarities as well as points of distinction that a plan sponsor may consider when choosing between a Collective Investment Trust (CIT) and a mutual fund.

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