RSG Knowledge Library

Take a closer look at forfeitures, missing participants, and force-outs—three often-overlooked areas that can help tidy up your 401(k) plan, reduce costs, and strengthen plan oversight.

Discover how employers can support retirement readiness through simple, effective education that helps employees plan with clarity and confidence.

Explore newer 401(k) plan provisions and learn the pros, cons, and practical tips for updating your retirement plan and supporting your workforce.

Boost employee engagement and retention with benefits that meet the diverse needs of today’s multigenerational workforce. From mental health support for Gen Z to retirement planning for Baby Boomers, a personalized and strategic benefits program helps employees feel valued and motivated. By aligning benefits with your team’s priorities and offering financial, health, and whole-person support, you can create a thriving, loyal workforce. Discover how thoughtful employee benefits can drive long-term business success.

Leadership plays a critical role in benchmarking retirement and health insurance benefits to stay competitive, compliant, and cost-effective. Learn how benchmarking helps employers align with industry standards, fulfill fiduciary responsibilities under ERISA, and improve employee satisfaction. By regularly reviewing benefit plans and comparing them with peers, companies can reduce costs, improve plan quality, and attract and retain top talent. The article also outlines practical steps leaders can take to begin the benchmarking process effectively.

7 practical tips to help employees stay focused on long-term retirement saving highlights the importance of early saving, using peak earning years, understanding compound interest, staying calm during market volatility, and maximizing contributions. Employers are encouraged to use regular communication and targeted education to boost participation and improve retirement outcomes.