RSG Knowledge Library

Boost employee engagement and retention with benefits that meet the diverse needs of today’s multigenerational workforce. From mental health support for Gen Z to retirement planning for Baby Boomers, a personalized and strategic benefits program helps employees feel valued and motivated. By aligning benefits with your team’s priorities and offering financial, health, and whole-person support, you can create a thriving, loyal workforce. Discover how thoughtful employee benefits can drive long-term business success.

Leadership plays a critical role in benchmarking retirement and health insurance benefits to stay competitive, compliant, and cost-effective. Learn how benchmarking helps employers align with industry standards, fulfill fiduciary responsibilities under ERISA, and improve employee satisfaction. By regularly reviewing benefit plans and comparing them with peers, companies can reduce costs, improve plan quality, and attract and retain top talent. The article also outlines practical steps leaders can take to begin the benchmarking process effectively.

7 practical tips to help employees stay focused on long-term retirement saving highlights the importance of early saving, using peak earning years, understanding compound interest, staying calm during market volatility, and maximizing contributions. Employers are encouraged to use regular communication and targeted education to boost participation and improve retirement outcomes.

Explore whether auto-enrollment and auto-escalation are right for your retirement plan. These features, now required for new plans under SECURE Act 2.0 starting in 2025, can significantly increase participation and savings rates. However, they may not suit all organizations. Careful evaluation, documentation and strategic planning can help you design the right retirement plan for your company.

Learn how to manage 401(k) committee transitions with best practices for onboarding and knowledge sharing. Support your 401(k) committee’s growth and maintain plan success with these actionable tips for smooth leadership transitions.

Forming a strong 401(k) committee is crucial for managing a compliant, cost-effective, and employee-focused retirement plan.

Key tasks include monitoring fees, benchmarking plans against industry standards, and motivating participation through auto-enrollment, auto-escalation, and tailored communication. Partnering with professional advisors enhances plan management, documentation, and legal compliance.